John Howard Medina

John is the Chief Operating Officer of the Philippine Bank of Communications. He has over 25 years of experience driving innovation, change and digital transformation for financial services in different countries.
He was a pioneer in digital transformation in the late nineties when he helped reengineer the Asia-Pacific operations of one of the largest multinational banks. He subsequently established a private consulting firm in the United States, helping design new digital business initiatives for financial institutions and fintechs.
Prior to joining PBCOM, John was the Head of Global Operations, Technology and Credit for the Philippine National Bank. He was also the Integration Director, who oversaw the merger of PNB with Allied Banking Corporation in 2013. Mr. Medina also worked at Union Bank of the Philippines where he conceptualized and implemented digital banking products and services.
Mr. Medina has a Bachelor of Science in Industrial Engineering from the University of the Philippines and an MBA from the Shidler College of Business at the University of Hawai’i at Manoa. He was an East-West Center Degree Fellow and attended graduate programs at the Handelshøjskolen I Århus (The Aarhus School of Business), Pacific Asian Management Institute and the European Summer School for Advanced Management for additional graduate studies.